Insurance renewal jumped 40% — is this normal?

My Model 3 renewal came through at 890, up from 620 last year. No claims, no points, same address, same mileage. I rang around and the cheapest quote was still north of 800.

I get that EV repairs cost more and parts take longer, but a 40% hike stings. Is everyone seeing this, or am I just unlucky with my postcode?

Also curious whether anyone has actually saved money with a tele